Need an appraisal in Harlingen or Cameron County?
Here are the top seven reasons why Texas homeowners hire Reeder Appraisal Services, LLC:
At Reeder Appraisal Services, LLC, we understand the special needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Reeder Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenge property tax assessmentsYour local tax assessor may have your house overvalued if your home is not appreciating as much as other properties nearby. This means you're probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Reeder Appraisal Services, LLC is your best weapon.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?If your home is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Reeder Appraisal Services, LLC can provide you with a professional appraisal to help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you'd like to have a professional double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Reeder Appraisal Services, LLC can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.